{"id":1791,"date":"2026-01-15T17:00:12","date_gmt":"2026-01-15T10:00:12","guid":{"rendered":"https:\/\/geru.edu.vn\/blog\/?p=1791"},"modified":"2026-01-15T10:55:54","modified_gmt":"2026-01-15T03:55:54","slug":"lieu-defi-co-thay-the-ngan-hang-truyen-thong","status":"publish","type":"post","link":"https:\/\/geru.edu.vn\/blog\/lieu-defi-co-thay-the-ngan-hang-truyen-thong\/","title":{"rendered":"Li\u1ec7u DeFi c\u00f3 thay th\u1ebf Ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0o n\u0103m 2030?"},"content":{"rendered":"<p><b>DeFi<\/b><span style=\"font-weight: 400;\"> (Decentralized Finance) hay t\u00e0i ch\u00ednh phi t\u1eadp trung l\u00e0 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh ho\u1ea1t \u0111\u1ed9ng tr\u00ean blockchain, lo\u1ea1i b\u1ecf trung gian th\u00f4ng qua h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh. C\u00f4ng ngh\u1ec7 n\u00e0y cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng nh\u01b0 vay, m\u01b0\u1ee3n v\u00e0 giao d\u1ecbch t\u00e0i s\u1ea3n tr\u1ef1c ti\u1ebfp, mang l\u1ea1i hi\u1ec7u su\u1ea5t cao v\u00e0 chi ph\u00ed th\u1ea5p h\u01a1n so v\u1edbi ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/span><\/p>\n<h2><b>S\u1ef1 tr\u1ed7i d\u1eady c\u1ee7a &#8220;K\u1ef7 nguy\u00ean t\u00e0i ch\u00ednh t\u1ef1 do&#8221;<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Trong su\u1ed1t h\u00e0ng th\u1ebf k\u1ef7, ng\u00e2n h\u00e0ng lu\u00f4n l\u00e0 &#8220;ng\u01b0\u1eddi g\u00e1c c\u1ed5ng&#8221; duy nh\u1ea5t cho m\u1ecdi d\u00f2ng ti\u1ec1n c\u1ee7a ch\u00fang ta. Tuy nhi\u00ean, s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a Bitcoin v\u00e0 sau \u0111\u00f3 l\u00e0 s\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> \u0111\u00e3 m\u1edf ra m\u1ed9t h\u01b0\u1edbng \u0111i ho\u00e0n to\u00e0n m\u1edbi. B\u1ea1n \u0111\u00e3 bao gi\u1edd m\u1ec7t m\u1ecfi v\u1edbi vi\u1ec7c ch\u1edd \u0111\u1ee3i x\u00e9t duy\u1ec7t vay v\u1ed1n c\u1ea3 tu\u1ea7n hay m\u1ee9c l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m &#8220;nh\u01b0 c\u00f3 nh\u01b0 kh\u00f4ng&#8221; t\u1ea1i ng\u00e2n h\u00e0ng?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">T\u00f4i nh\u1eadn th\u1ea5y r\u1eb1ng, s\u1ef1 d\u1ecbch chuy\u1ec3n sang t\u00e0i ch\u00ednh phi t\u1eadp trung kh\u00f4ng c\u00f2n l\u00e0 d\u1ef1 b\u00e1o, m\u00e0 \u0111ang di\u1ec5n ra m\u1ea1nh m\u1ebd. V\u1edbi kh\u1ea3 n\u0103ng v\u1eadn h\u00e0nh 24\/7 kh\u00f4ng c\u1ea7n ngh\u1ec9 l\u1ec5, <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> \u0111ang \u0111\u1eb7t ra m\u1ed9t c\u00e2u h\u1ecfi l\u1edbn: Li\u1ec7u \u0111\u1ebfn n\u0103m 2030, ch\u00fang ta c\u00f3 c\u00f2n c\u1ea7n \u0111\u1ebfn c\u00e1c chi nh\u00e1nh ng\u00e2n h\u00e0ng v\u1eadt l\u00fd?<\/span><\/p>\n<h2><b>DeFi l\u00e0 g\u00ec v\u00e0 t\u1ea1i sao n\u00f3 l\u1ea1i l\u00e0 &#8220;c\u01a1n l\u1ed1c&#8221; thay \u0111\u1ed5i m\u1ecdi th\u1ee9?<\/b><\/h2>\n<figure id=\"attachment_1792\" aria-describedby=\"caption-attachment-1792\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-1792\" src=\"https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/4-1-7.jpg\" alt=\"DeFi l\u00e0 g\u00ec v\u00e0 t\u1ea1i sao n\u00f3 l\u1ea1i l\u00e0 &quot;c\u01a1n l\u1ed1c&quot; thay \u0111\u1ed5i m\u1ecdi th\u1ee9?\" width=\"800\" height=\"600\"  title=\"Li\u1ec7u DeFi c\u00f3 thay th\u1ebf Ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0o n\u0103m 2030?\" srcset=\"https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/4-1-7.jpg 800w, https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/4-1-7-300x225.jpg 300w, https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/4-1-7-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-1792\" class=\"wp-caption-text\">DeFi l\u00e0 g\u00ec v\u00e0 t\u1ea1i sao n\u00f3 l\u1ea1i l\u00e0 &#8220;c\u01a1n l\u1ed1c&#8221; thay \u0111\u1ed5i m\u1ecdi th\u1ee9?<\/figcaption><\/figure>\n<p><b>DeFi<\/b><span style=\"font-weight: 400;\"> l\u00e0 vi\u1ebft t\u1eaft c\u1ee7a Decentralized Finance. Hi\u1ec3u m\u1ed9t c\u00e1ch \u0111\u01a1n gi\u1ea3n, n\u1ebfu ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng \u0111\u00f3ng v\u1edbi c\u00e1c s\u1ed5 c\u00e1i \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t b\u1edfi con ng\u01b0\u1eddi, th\u00ec <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng m\u1edf, n\u01a1i c\u00e1c d\u00f2ng code (Smart Contract) \u0111\u00f3ng vai tr\u00f2 l\u00e0 nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng, th\u1ee7 qu\u1ef9 v\u00e0 c\u1ea3 ng\u01b0\u1eddi th\u1ea9m \u0111\u1ecbnh.<\/span><\/p>\n<h3><b>T\u00e1c d\u1ee5ng v\u00e0 l\u1ee3i \u00edch c\u1ed1t l\u00f5i khi s\u1eed d\u1ee5ng DeFi:<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Kh\u00f4ng c\u1ea7n s\u1ef1 cho ph\u00e9p (Permissionless):<\/b><span style=\"font-weight: 400;\"> B\u1ea5t k\u1ef3 ai c\u00f3 k\u1ebft n\u1ed1i internet \u0111\u1ec1u c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn, kh\u00f4ng ph\u00e2n bi\u1ec7t \u0111\u1ecba v\u1ecb hay v\u1ecb tr\u00ed \u0111\u1ecba l\u00fd.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Minh b\u1ea1ch tuy\u1ec7t \u0111\u1ed1i:<\/b><span style=\"font-weight: 400;\"> M\u1ecdi giao d\u1ecbch, t\u1eeb vi\u1ec7c n\u1ea1p ti\u1ec1n v\u00e0o <\/span><b>liquidity pool<\/b><span style=\"font-weight: 400;\"> \u0111\u1ebfn c\u00e1c l\u1ec7nh <\/span><b>staking<\/b><span style=\"font-weight: 400;\">, \u0111\u1ec1u \u0111\u01b0\u1ee3c ghi l\u1ea1i tr\u00ean blockchain c\u00f4ng khai.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>L\u1ee3i nhu\u1eadn t\u1ed1i \u01b0u:<\/b><span style=\"font-weight: 400;\"> Do lo\u1ea1i b\u1ecf b\u1ed9 m\u00e1y v\u1eadn h\u00e0nh c\u1ed3ng k\u1ec1nh, <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> th\u01b0\u1eddng cung c\u1ea5p m\u1ee9c l\u00e3i su\u1ea5t h\u1ea5p d\u1eabn h\u01a1n nhi\u1ec1u so v\u1edbi ng\u00e2n h\u00e0ng.<\/span><\/li>\n<\/ul>\n<h2><b>H\u01b0\u1edbng d\u1eabn chi ti\u1ebft c\u00e1ch tham gia v\u00e0o h\u1ec7 sinh th\u00e1i DeFi<\/b><\/h2>\n<figure id=\"attachment_1793\" aria-describedby=\"caption-attachment-1793\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-1793\" src=\"https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/6-5.jpg\" alt=\"H\u01b0\u1edbng d\u1eabn chi ti\u1ebft c\u00e1ch tham gia v\u00e0o h\u1ec7 sinh th\u00e1i DeFi\" width=\"800\" height=\"600\"  title=\"Li\u1ec7u DeFi c\u00f3 thay th\u1ebf Ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0o n\u0103m 2030?\" srcset=\"https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/6-5.jpg 800w, https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/6-5-300x225.jpg 300w, https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/6-5-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-1793\" class=\"wp-caption-text\">H\u01b0\u1edbng d\u1eabn chi ti\u1ebft c\u00e1ch tham gia v\u00e0o h\u1ec7 sinh th\u00e1i DeFi<\/figcaption><\/figure>\n<p data-path-to-node=\"3\">H\u1ec7 sinh th\u00e1i T\u00e0i ch\u00ednh Phi t\u1eadp trung (DeFi) kh\u00f4ng c\u00f2n l\u00e0 kh\u00e1i ni\u1ec7m xa v\u1eddi. Thay v\u00ec th\u00f4ng qua trung gian, b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 l\u00e0m ch\u1ee7 t\u00e0i s\u1ea3n v\u00e0 d\u00f2ng ti\u1ec1n c\u1ee7a m\u00ecnh. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 h\u01b0\u1edbng d\u1eabn chi ti\u1ebft gi\u00fap b\u1ea1n b\u1eaft \u0111\u1ea7u cu\u1ed9c h\u00e0nh tr\u00ecnh n\u00e0y:<\/p>\n<h3 data-path-to-node=\"4\">1. Thi\u1ebft l\u1eadp &#8220;K\u00e9t s\u1eaft c\u00e1 nh\u00e2n&#8221; (Non-custodial Wallet)<\/h3>\n<p data-path-to-node=\"5\">B\u01b0\u1edbc \u0111\u1ea7u ti\u00ean v\u00e0 quan tr\u1ecdng nh\u1ea5t l\u00e0 c\u00e0i \u0111\u1eb7t m\u1ed9t v\u00ed \u0111i\u1ec7n t\u1eed phi t\u1eadp trung nh\u01b0 <b data-path-to-node=\"5\" data-index-in-node=\"77\">MetaMask<\/b> ho\u1eb7c <b data-path-to-node=\"5\" data-index-in-node=\"91\">Trust Wallet<\/b>.<\/p>\n<ul data-path-to-node=\"6\">\n<li>\n<p data-path-to-node=\"6,0,0\"><b data-path-to-node=\"6,0,0\" data-index-in-node=\"0\">L\u01b0u \u00fd:<\/b> Kh\u00e1c v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, b\u1ea1n l\u00e0 ng\u01b0\u1eddi duy nh\u1ea5t gi\u1eef &#8220;C\u1ee5m t\u1eeb kh\u00f4i ph\u1ee5c&#8221; (Seed Phrase). H\u00e3y b\u1ea3o qu\u1ea3n n\u00f3 th\u1eadt k\u1ef9, v\u00ec n\u1ebfu m\u1ea5t c\u1ee5m t\u1eeb n\u00e0y, b\u1ea1n s\u1ebd m\u1ea5t quy\u1ec1n truy c\u1eadp t\u00e0i s\u1ea3n v\u0129nh vi\u1ec5n.<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"7\">2. Chu\u1ea9n b\u1ecb &#8220;Nhi\u00ean li\u1ec7u&#8221; v\u00e0 V\u1ed1n \u0111\u1ea7u t\u01b0<\/h3>\n<p data-path-to-node=\"8\">\u0110\u1ec3 v\u1eadn h\u00e0nh trong th\u1ebf gi\u1edbi DeFi, b\u1ea1n c\u1ea7n hai lo\u1ea1i t\u00e0i s\u1ea3n ch\u00ednh:<\/p>\n<ul data-path-to-node=\"9\">\n<li>\n<p data-path-to-node=\"9,0,0\"><b data-path-to-node=\"9,0,0\" data-index-in-node=\"0\">Ph\u00ed Gas:<\/b> C\u00e1c \u0111\u1ed3ng ti\u1ec1n n\u1ec1n t\u1ea3ng (ETH, BNB, SOL&#8230;) d\u00f9ng \u0111\u1ec3 tr\u1ea3 ph\u00ed x\u00e1c th\u1ef1c giao d\u1ecbch tr\u00ean m\u1ea1ng l\u01b0\u1edbi.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"9,1,0\"><b data-path-to-node=\"9,1,0\" data-index-in-node=\"0\">V\u1ed1n \u0111\u1ea7u t\u01b0:<\/b> C\u00e1c lo\u1ea1i Stablecoin (USDT, USDC) \u0111\u1ec3 gi\u1eef gi\u00e1 tr\u1ecb ho\u1eb7c c\u00e1c token ti\u1ec1m n\u0103ng kh\u00e1c. B\u1ea1n c\u00f3 th\u1ec3 mua ch\u00fang t\u1eeb c\u00e1c s\u00e0n t\u1eadp trung (CEX) r\u1ed3i chuy\u1ec3n v\u1ec1 v\u00ed c\u00e1 nh\u00e2n \u0111\u00e3 t\u1ea1o \u1edf b\u01b0\u1edbc 1.<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"10\">3. K\u1ebft n\u1ed1i v\u1edbi S\u00e0n giao d\u1ecbch phi t\u1eadp trung (DEX)<\/h3>\n<p data-path-to-node=\"11\">Thay v\u00ec \u0111\u1eb7t l\u1ec7nh ch\u1edd, b\u1ea1n s\u1ebd giao d\u1ecbch tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c &#8220;H\u1ed3 thanh kho\u1ea3n&#8221; th\u00f4ng qua c\u01a1 ch\u1ebf <b data-path-to-node=\"11\" data-index-in-node=\"91\">AMM (Automated Market Maker)<\/b>.<\/p>\n<ul data-path-to-node=\"12\">\n<li>\n<p data-path-to-node=\"12,0,0\"><b data-path-to-node=\"12,0,0\" data-index-in-node=\"0\">H\u00e0nh \u0111\u1ed9ng:<\/b> Truy c\u1eadp Uniswap (m\u1ea1ng Ethereum) ho\u1eb7c PancakeSwap (m\u1ea1ng BNB Chain).<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"12,1,0\"><b data-path-to-node=\"12,1,0\" data-index-in-node=\"0\">L\u1ee3i \u00edch:<\/b> Giao d\u1ecbch di\u1ec5n ra t\u1ee9c th\u00ec, b\u1ea3o m\u1eadt v\u00e0 kh\u00f4ng c\u1ea7n ch\u1edd \u0111\u1ee3i ng\u01b0\u1eddi mua\/b\u00e1n \u0111\u1ed1i \u1ee9ng.<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"13\">4. V\u1eadn h\u00e0nh d\u00f2ng ti\u1ec1n: Lending &amp; Liquidity Pool<\/h3>\n<p data-path-to-node=\"14\">\u0110\u00e2y l\u00e0 n\u01a1i t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n th\u1ef1c s\u1ef1 &#8220;l\u00e0m vi\u1ec7c&#8221;:<\/p>\n<ul data-path-to-node=\"15\">\n<li>\n<p data-path-to-node=\"15,0,0\"><b data-path-to-node=\"15,0,0\" data-index-in-node=\"0\">Lending (Cho vay):<\/b> G\u1eedi t\u00e0i s\u1ea3n v\u00e0o c\u00e1c giao th\u1ee9c nh\u01b0 <b data-path-to-node=\"15,0,0\" data-index-in-node=\"53\">Aave<\/b> hay <b data-path-to-node=\"15,0,0\" data-index-in-node=\"62\">Compound<\/b>. B\u1ea1n \u0111\u00f3ng vai tr\u00f2 nh\u01b0 m\u1ed9t ng\u00e2n h\u00e0ng cho ng\u01b0\u1eddi kh\u00e1c vay v\u00e0 thu v\u1ec1 l\u00e3i su\u1ea5t th\u1ef1c.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"15,1,0\"><b data-path-to-node=\"15,1,0\" data-index-in-node=\"0\">Liquidity Pool (Cung c\u1ea5p thanh kho\u1ea3n):<\/b> &#8220;G\u00f3p v\u1ed1n&#8221; v\u00e0o c\u00e1c c\u1eb7p giao d\u1ecbch tr\u00ean DEX \u0111\u1ec3 nh\u1eadn l\u1ea1i m\u1ed9t ph\u1ea7n ph\u00ed giao d\u1ecbch khi c\u00f3 ng\u01b0\u1eddi kh\u00e1c th\u1ef1c hi\u1ec7n ho\u00e1n \u0111\u1ed5i (swap) tr\u00ean c\u1eb7p \u0111\u00f3.<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"16\">5. T\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn (Staking &amp; Governance)<\/h3>\n<p data-path-to-node=\"17\">\u0110\u1ec3 gia t\u0103ng hi\u1ec7u su\u1ea5t v\u1ed1n, b\u1ea1n c\u00f3 th\u1ec3 tham gia:<\/p>\n<ul data-path-to-node=\"18\">\n<li>\n<p data-path-to-node=\"18,0,0\"><b data-path-to-node=\"18,0,0\" data-index-in-node=\"0\">Staking:<\/b> Kh\u00f3a c\u00e1c token qu\u1ea3n tr\u1ecb \u0111\u1ec3 nh\u1eadn ph\u1ea7n th\u01b0\u1edfng (Reward).<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"18,1,0\"><b data-path-to-node=\"18,1,0\" data-index-in-node=\"0\">Governance:<\/b> S\u1edf h\u1eefu quy\u1ec1n bi\u1ec3u quy\u1ebft cho c\u00e1c thay \u0111\u1ed5i quan tr\u1ecdng c\u1ee7a h\u1ec7 th\u1ed1ng, gi\u00fap b\u1ea1n th\u1ef1c s\u1ef1 tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n c\u1ee7a d\u1ef1 \u00e1n.<\/p>\n<\/li>\n<\/ul>\n<h2><b>Nh\u1eefng l\u1ee3i \u00edch n\u1ed5i b\u1eadt c\u1ee7a DeFi so v\u1edbi t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng<\/b><\/h2>\n<figure id=\"attachment_1794\" aria-describedby=\"caption-attachment-1794\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-1794\" src=\"https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/5-5.jpg\" alt=\"Nh\u1eefng l\u1ee3i \u00edch n\u1ed5i b\u1eadt c\u1ee7a DeFi so v\u1edbi t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng\" width=\"800\" height=\"600\"  title=\"Li\u1ec7u DeFi c\u00f3 thay th\u1ebf Ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0o n\u0103m 2030?\" srcset=\"https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/5-5.jpg 800w, https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/5-5-300x225.jpg 300w, https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/5-5-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-1794\" class=\"wp-caption-text\">Nh\u1eefng l\u1ee3i \u00edch n\u1ed5i b\u1eadt c\u1ee7a DeFi so v\u1edbi t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">\u0110i\u1ec1u t\u00f4i th\u00edch nh\u1ea5t khi s\u1eed d\u1ee5ng <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> ch\u00ednh l\u00e0 s\u1ef1 ch\u1ee7 \u0111\u1ed9ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng gi\u00e1 tr\u1ecb v\u01b0\u1ee3t tr\u1ed9i m\u00e0 t\u00f4i \u0111\u00e3 \u0111\u00fac k\u1ebft \u0111\u01b0\u1ee3c:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>T\u1ed1c \u0111\u1ed9 giao d\u1ecbch v\u01b0\u1ee3t tr\u1ed9i:<\/b><span style=\"font-weight: 400;\"> Thay v\u00ec m\u1ea5t 2-3 ng\u00e0y \u0111\u1ec3 chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf, c\u00e1c giao th\u1ee9c <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> th\u1ef1c hi\u1ec7n vi\u1ec7c n\u00e0y trong v\u00e0i gi\u00e2y ho\u1eb7c v\u00e0i ph\u00fat.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Kh\u1ea3 n\u0103ng l\u1eadp tr\u00ecnh cao:<\/b><span style=\"font-weight: 400;\"> Nh\u1edd Smart Contract, b\u1ea1n c\u00f3 th\u1ec3 thi\u1ebft l\u1eadp c\u00e1c chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh t\u1ef1 \u0111\u1ed9ng m\u00e0 kh\u00f4ng c\u1ea7n s\u1ef1 can thi\u1ec7p c\u1ee7a con ng\u01b0\u1eddi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Quy\u1ec1n s\u1edf h\u1eefu th\u1ef1c th\u1ee5:<\/b><span style=\"font-weight: 400;\"> Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 \u0111\u00f3ng b\u0103ng t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n v\u00ec nhi\u1ec1u l\u00fd do, nh\u01b0ng v\u1edbi v\u00ed <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\">, ch\u1ec9 b\u1ea1n m\u1edbi c\u00f3 ch\u00eca kh\u00f3a ti\u1ebfp c\u1eadn t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ti\u1ebfp c\u1eadn Lending d\u1ec5 d\u00e0ng:<\/b><span style=\"font-weight: 400;\"> B\u1ea1n c\u00f3 th\u1ec3 vay v\u1ed1n ngay l\u1eadp t\u1ee9c b\u1eb1ng c\u00e1ch th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n s\u1ed1 m\u00e0 kh\u00f4ng c\u1ea7n ch\u1ee9ng minh thu nh\u1eadp hay l\u1ecbch s\u1eed t\u00edn d\u1ee5ng.<\/span><\/li>\n<\/ul>\n<h2><b>So s\u00e1nh DeFi v\u00e0 Ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng so s\u00e1nh gi\u00fap b\u1ea1n c\u00f3 c\u00e1i nh\u00ecn t\u1ed5ng quan nh\u1ea5t v\u1ec1 s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa hai h\u1ec7 th\u1ed1ng:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>\u0110\u1eb7c \u0111i\u1ec3m<\/b><\/td>\n<td><b>Ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng (CeFi)<\/b><\/td>\n<td><b>T\u00e0i ch\u00ednh phi t\u1eadp trung (DeFi)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>T\u00ednh qu\u1ea3n l\u00fd<\/b><\/td>\n<td><span style=\"font-weight: 400;\">T\u1eadp trung (Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng\/Th\u01b0\u01a1ng m\u1ea1i)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Phi t\u1eadp trung (C\u1ed9ng \u0111\u1ed3ng\/Smart Contract)<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn<\/b><\/td>\n<td><span style=\"font-weight: 400;\">C\u1ea7n \u0111\u1ecbnh danh (KYC), b\u1ecb gi\u1edbi h\u1ea1n \u0111\u1ecba l\u00fd<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1ec9 c\u1ea7n v\u00ed \u0111i\u1ec7n t\u1eed v\u00e0 Internet<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Th\u1eddi gian ho\u1ea1t \u0111\u1ed9ng<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Gi\u1edd h\u00e0nh ch\u00ednh (Th\u1ee9 2 &#8211; Th\u1ee9 6)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24\/7\/365<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>C\u01a1 ch\u1ebf giao d\u1ecbch<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Th\u00f4ng qua s\u1ed5 c\u00e1i n\u1ed9i b\u1ed9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Qua <\/span><b>DEX<\/b><span style=\"font-weight: 400;\"> v\u00e0 <\/span><b>AMM<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Ki\u1ec3m so\u00e1t t\u00e0i s\u1ea3n<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng gi\u1eef ti\u1ec1n c\u1ee7a b\u1ea1n<\/span><\/td>\n<td><span style=\"font-weight: 400;\">B\u1ea1n gi\u1eef to\u00e0n quy\u1ec1n s\u1edf h\u1eefu (Non-custodial)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>T\u00ednh an to\u00e0n v\u00e0 B\u1ea3o m\u1eadt &#8211; G\u00f3c nh\u00ecn chuy\u00ean gia<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Nhi\u1ec1u ng\u01b0\u1eddi th\u01b0\u1eddng h\u1ecfi t\u00f4i: <\/span><i><span style=\"font-weight: 400;\">&#8220;G\u1eedi ti\u1ec1n v\u00e0o DeFi c\u00f3 an to\u00e0n kh\u00f4ng?&#8221;<\/span><\/i><span style=\"font-weight: 400;\">. C\u00e2u tr\u1ea3 l\u1eddi trung th\u1ef1c l\u00e0: <\/span><b>DeFi mang l\u1ea1i s\u1ef1 an to\u00e0n v\u1ec1 quy\u1ec1n s\u1edf h\u1eefu nh\u01b0ng \u0111i k\u00e8m v\u1edbi tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n r\u1ea5t cao.<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>R\u1ee7i ro Smart Contract:<\/b><span style=\"font-weight: 400;\"> N\u1ebfu m\u00e3 ngu\u1ed3n c\u00f3 l\u1ed7i, hacker c\u00f3 th\u1ec3 khai th\u00e1c. \u0110\u00e2y l\u00e0 l\u00fd do t\u00f4i lu\u00f4n khuy\u00ean b\u1ea1n ch\u1ec9 n\u00ean ch\u1ecdn c\u00e1c n\u1ec1n t\u1ea3ng \u0111\u00e3 \u0111\u01b0\u1ee3c ki\u1ec3m to\u00e1n (Audit) b\u1edfi c\u00e1c \u0111\u01a1n v\u1ecb uy t\u00edn nh\u01b0 CertiK hay OpenZeppelin.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B\u1ea3o m\u1eadt c\u00e1 nh\u00e2n:<\/b><span style=\"font-weight: 400;\"> Trong <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\">, &#8220;m\u1ea5t kh\u00f3a l\u00e0 m\u1ea5t ti\u1ec1n&#8221;. Kh\u00f4ng ai c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n l\u1ea5y l\u1ea1i t\u00e0i kho\u1ea3n n\u1ebfu b\u1ea1n l\u00e0m l\u1ed9 12 k\u00fd t\u1ef1 ph\u1ee5c h\u1ed3i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>S\u1ef1 bi\u1ebfn \u0111\u1ed9ng:<\/b><span style=\"font-weight: 400;\"> Gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n trong c\u00e1c <\/span><b>liquidity pool<\/b><span style=\"font-weight: 400;\"> c\u00f3 th\u1ec3 thay \u0111\u1ed5i nhanh ch\u00f3ng (Impermanent Loss).<\/span><\/li>\n<\/ul>\n<p><b>L\u1eddi khuy\u00ean t\u1eeb t\u00f4i:<\/b><span style=\"font-weight: 400;\"> H\u00e3y b\u1eaft \u0111\u1ea7u v\u1edbi m\u1ed9t s\u1ed1 v\u1ed1n nh\u1ecf \u0111\u1ec3 l\u00e0m quen v\u00e0 lu\u00f4n s\u1eed d\u1ee5ng v\u00ed l\u1ea1nh (Hardware Wallet) cho c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n.<\/span><\/p>\n<h2><b>C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p (FAQ) v\u1ec1 DeFi<\/b><\/h2>\n<figure id=\"attachment_1795\" aria-describedby=\"caption-attachment-1795\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1795\" src=\"https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2.jpg\" alt=\"C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p (FAQ) v\u1ec1 DeFi\" width=\"800\" height=\"600\"  title=\"Li\u1ec7u DeFi c\u00f3 thay th\u1ebf Ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0o n\u0103m 2030?\" srcset=\"https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2.jpg 800w, https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2-300x225.jpg 300w, https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-1795\" class=\"wp-caption-text\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p (FAQ) v\u1ec1 DeFi<\/figcaption><\/figure>\n<h3><b>1. DeFi c\u00f3 h\u1ee3p ph\u00e1p kh\u00f4ng?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n nay, khung ph\u00e1p l\u00fd cho <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> v\u1eabn \u0111ang trong qu\u00e1 tr\u00ecnh ho\u00e0n thi\u1ec7n \u1edf nhi\u1ec1u qu\u1ed1c gia. Tuy nhi\u00ean, b\u1ea3n ch\u1ea5t c\u1ee7a n\u00f3 l\u00e0 c\u00f4ng ngh\u1ec7 ph\u1ea7n m\u1ec1m n\u00ean vi\u1ec7c s\u1eed d\u1ee5ng v\u00ed v\u00e0 t\u01b0\u01a1ng t\u00e1c v\u1edbi blockchain l\u00e0 ho\u00e0n to\u00e0n h\u1ee3p l\u1ec7 t\u1ea1i h\u1ea7u h\u1ebft c\u00e1c khu v\u1ef1c.<\/span><\/p>\n<h3><b>2. T\u00f4i c\u00f3 c\u1ea7n nhi\u1ec1u ti\u1ec1n \u0111\u1ec3 b\u1eaft \u0111\u1ea7u v\u1edbi DeFi kh\u00f4ng?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Kh\u00f4ng. B\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u ch\u1ec9 v\u1edbi v\u00e0i ch\u1ee5c \u0111\u00f4 la. Tuy nhi\u00ean, h\u00e3y l\u01b0u \u00fd v\u1ec1 ph\u00ed gas (ph\u00ed m\u1ea1ng l\u01b0\u1edbi), \u0111\u1eb7c bi\u1ec7t l\u00e0 tr\u00ean m\u1ea1ng l\u01b0\u1edbi Ethereum.<\/span><\/p>\n<h3><b>3. Ng\u00e2n h\u00e0ng c\u00f3 th\u1ef1c s\u1ef1 bi\u1ebfn m\u1ea5t v\u00e0o n\u0103m 2030?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">C\u00e1 nh\u00e2n t\u00f4i nh\u1eadn th\u1ea5y k\u1ecbch b\u1ea3n kh\u1ea3 thi nh\u1ea5t l\u00e0 s\u1ef1 h\u1ed9i t\u1ee5. Ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng bi\u1ebfn m\u1ea5t m\u00e0 s\u1ebd t\u00edch h\u1ee3p c\u00f4ng ngh\u1ec7 <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> \u0111\u1ec3 gi\u1ea3m chi ph\u00ed v\u1eadn h\u00e0nh, trong khi <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> s\u1ebd d\u1ea7n tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh b\u1ea3o v\u1ec7 ng\u01b0\u1eddi d\u00f9ng h\u01a1n.<\/span><\/p>\n<h2><b>T\u01b0\u01a1ng lai n\u1eb1m trong tay b\u1ea1n<\/b><\/h2>\n<p><b>DeFi<\/b><span style=\"font-weight: 400;\"> kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t tr\u00e0o l\u01b0u c\u00f4ng ngh\u1ec7, m\u00e0 l\u00e0 m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng v\u1ec1 quy\u1ec1n t\u1ef1 ch\u1ee7 t\u00e0i ch\u00ednh. D\u00f9 c\u00f2n nh\u1eefng th\u00e1ch th\u1ee9c v\u1ec1 b\u1ea3o m\u1eadt v\u00e0 ph\u00e1p l\u00fd, nh\u01b0ng v\u1edbi nh\u1eefng \u01b0u \u0111i\u1ec3m v\u1ec1 t\u1ed1c \u0111\u1ed9, minh b\u1ea1ch v\u00e0 l\u1ee3i nhu\u1eadn, <\/span><b>DeFi<\/b><span style=\"font-weight: 400;\"> ch\u1eafc ch\u1eafn s\u1ebd tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu c\u1ee7a t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u v\u00e0o n\u0103m 2030.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n mu\u1ed1n tho\u00e1t kh\u1ecfi nh\u1eefng th\u1ee7 t\u1ee5c r\u01b0\u1eddm r\u00e0 c\u1ee7a ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng, h\u00e3y b\u1eaft \u0111\u1ea7u t\u00ecm hi\u1ec3u v\u1ec1 <\/span><b>staking<\/b><span style=\"font-weight: 400;\"> v\u00e0 c\u00e1c giao th\u1ee9c <\/span><b>lending<\/b><span style=\"font-weight: 400;\"> ngay h\u00f4m nay.<\/span><\/p>\n<p data-path-to-node=\"8\">\u0110\u1eebng d\u1eebng l\u1ea1i \u1edf \u0111\u00e2y! H\u00e3y truy c\u1eadp ngay kho t\u00e0i li\u1ec7u t\u1ea1i\u00a0<b>GERU<\/b>\u00a0\u0111\u1ec3 kh\u00e1m ph\u00e1 th\u00eam c\u00e1c b\u00e0i vi\u1ebft chuy\u00ean s\u00e2u v\u1ec1 c\u00f4ng ngh\u1ec7 qu\u1ea3n tr\u1ecb, c\u0169ng nh\u01b0 \u0111\u00e1nh gi\u00e1 chi ti\u1ebft v\u1ec1 c\u00e1c ph\u1ea7n m\u1ec1m h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p h\u00e0ng \u0111\u1ea7u hi\u1ec7n nay.<\/p>\n<p data-path-to-node=\"9\"><img decoding=\"async\" class=\"emoji lazyloaded\" title=\"Th\u1ecb Tr\u01b0\u1eddng Crypto 2025: 5 L\u00fd Do V\u1eabn H\u1ea5p D\u1eabn Nh\u00e0 \u0110\u1ea7u T\u01b0\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f449.svg\" alt=\"?\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f449.svg\" \/>\u00a0<a href=\"https:\/\/geru.edu.vn\/blog\/\">https:\/\/geru.edu.vn\/blog\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>DeFi (Decentralized Finance) hay t\u00e0i ch\u00ednh phi t\u1eadp trung l\u00e0 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh ho\u1ea1t \u0111\u1ed9ng tr\u00ean blockchain, lo\u1ea1i b\u1ecf trung gian th\u00f4ng qua h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh. C\u00f4ng ngh\u1ec7 n\u00e0y cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng nh\u01b0 vay, m\u01b0\u1ee3n v\u00e0 giao d\u1ecbch t\u00e0i s\u1ea3n tr\u1ef1c ti\u1ebfp, mang l\u1ea1i hi\u1ec7u su\u1ea5t cao [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1795,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[35,42],"class_list":["post-1791","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cong-nghe","tag-cong-nghe","tag-defi"],"wpmagazine_modules_lite_featured_media_urls":{"thumbnail":["https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2-150x150.jpg",150,150,true],"cvmm-medium":["https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2-300x300.jpg",300,300,true],"cvmm-medium-plus":["https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2-305x207.jpg",305,207,true],"cvmm-portrait":["https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2-400x600.jpg",400,600,true],"cvmm-medium-square":["https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2-600x600.jpg",600,600,true],"cvmm-large":["https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2.jpg",800,600,false],"cvmm-small":["https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2-130x95.jpg",130,95,true],"full":["https:\/\/geru.edu.vn\/blog\/wp-content\/uploads\/2026\/01\/7-1-2.jpg",800,600,false]},"categories_names":{"4":{"name":"C\u00f4ng ngh\u1ec7","link":"https:\/\/geru.edu.vn\/blog\/category\/cong-nghe\/"}},"tags_names":{"35":{"name":"c\u00f4ng ngh\u1ec7","link":"https:\/\/geru.edu.vn\/blog\/tag\/cong-nghe\/"},"42":{"name":"Defi","link":"https:\/\/geru.edu.vn\/blog\/tag\/defi\/"}},"comments_number":"0","_links":{"self":[{"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/posts\/1791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/comments?post=1791"}],"version-history":[{"count":1,"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/posts\/1791\/revisions"}],"predecessor-version":[{"id":1796,"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/posts\/1791\/revisions\/1796"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/media\/1795"}],"wp:attachment":[{"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/media?parent=1791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/categories?post=1791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/geru.edu.vn\/blog\/wp-json\/wp\/v2\/tags?post=1791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}